ALLIANCE STRUCTURE
Capital Preferred Credit LLC. (CPC) unites investors with the opportunity to participate in or fund credit card receivables. Through joint ventures CPC introduces originators and/or investors to the dynamics of credit cards.
CPC originates and measures credit card receivables through portfolio management, risk management and marketing services. CPC’s proven track record in funding credit card receivables creates a win-win relationship for both investors and participating banks.
The following graph illustrates CPC's Current Business Structure.
INVESTMENT METHODS
CPC uses the following investment methods:
- BIN (Bank Identification Number), sponsorships with Banks that are permitted to do so.
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Banks are the legal charters that are allowed to originate credit cards with MasterCard and Visa.
- By entering into Marketing and receivables purchase agreements with such a bank we obtain the means to originate cards.
CPC has participation's with issuing parties to share investment and risk. Through CAPITAL Card Services, Inc's proprietary financial reporting tool, ViPRSM, CPC has the ability to capture and separate credit card activity for settlement. With this tool CPC can enter into Participation's with issuing parties to share investment and risk.
CPC also has expense/revenue sharing arrangements. Such arrangements create a financial derivative that can shift the financial volatility (downside/upside) between parties.
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